Tag Archives: health plan
Employers Continue Their Cost-Shifting to Workers
With the news focused on Affordable Care Act (ACA) health insurance plans, it is often forgotten that nearly half (49%) of people under 65 receive their health insurance coverage from their employers or are covered by their spouse’s plan. Patients, … Continue reading
Beware of Out-of-Network PPO Providers
Insurers continue to look for ways to control costs. While using the term “consumer-driven,” many of the changes are not in the best interests of consumers. One technique that continues to grow is the creation of smaller networks of doctors … Continue reading
Flexible Spending Account: Use It or Lose It
Although employer health plans continue to increase deductibles, co-pays and premiums, many still offer flexible spending accounts (FSAs) to their workers. A FSA provides the opportuniity for empIoyees to deduct pre-tax dollars from their paychecks and deposit those funds in … Continue reading
Narrow Provider Networks Harm Consumers, Benefit Insurers
If you feel like the number of providers you have access to in your health plan is shrinking, it may not be your imagination. Many of the larger insurance companies are pruning their networks of doctors, hospitals and other providers. … Continue reading